Build wealth through property with expert lending strategies from licensed brokers. Access interest-only options, tax-efficient structures, and expert guidance from brokers who have settled $2.5 billion+ in loans.
Licensed professionals with proven expertise in Australian home lending
Credit Representative Number 517980 of Global Mutual Funds Pty Ltd ACN 090 555 436 AFSL/Australian Credit Licence 222640
Property investment remains one of Australia's most popular wealth-building strategies, but success requires more than just buying any property. At Ding Financial, our investment property specialists help investors structure loans that optimize cash flow, tax efficiency, and portfolio growth.
Whether you're purchasing your first investment property or expanding an existing portfolio, our property investment specialists understand the unique considerations investors face — from serviceability calculations that recognize rental income to structures that maximize deductible interest.
With CPA Accountants and Registered Tax Agents available through our network, we coordinate lending strategies with your broader tax planning. Our licensed brokers (CR 517980) access prime lending products specifically designed for sophisticated investors.
Strategic loan structures that separate investment debt from personal debt, maximizing tax efficiency and protecting your assets.
Learn more at Ding FinancialAccess extended interest-only periods that optimize cash flow for negatively geared properties.
Learn more at Ding FinancialWe work with lenders who appropriately recognize rental income potential, maximizing your borrowing capacity.
Learn more at Ding FinancialSpecialist lending for Self-Managed Super Fund property purchases with compliant loan structures.
Learn more at Ding FinancialOur proven three-step process
We understand your investment goals, risk tolerance, and existing portfolio to design an appropriate lending strategy.
We recommend loan structures that maximize tax efficiency, cash flow, and future borrowing capacity.
We manage the lending process and provide ongoing portfolio reviews as your investment strategy evolves.
Loan structures designed to maximize legitimate tax deductions and minimize non-deductible debt.
Interest-only options and offset strategies that improve investment property cash flow.
Structures that preserve borrowing capacity for future property acquisitions.
Access to accountants, tax agents, and property professionals through our referral network.
Expert answers to common questions about investment property
Most lenders require 10-20% deposit for investment properties. At 80% LVR (20% deposit), you avoid LMI. Some lenders accept 10% with LMI. For strong applicants, 90% LVR may be possible. Unlike owner-occupied loans, investment properties don't qualify for government guarantee schemes. Our brokers assess which deposit level optimizes your position.
Book a complimentary investment strategy consultation. We'll review your portfolio, assess borrowing capacity, and recommend structures that optimize your investment outcomes.
Analyze rental yields, capital growth potential, and lending options across 217 suburbs.
Build your property portfolio with competitive investment loans. Explore opportunities across Australia.
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