Investment Specialists • CR 517980

Investment Property Loan Specialists

Build wealth through property with expert lending strategies from licensed brokers. Access interest-only options, tax-efficient structures, and expert guidance from brokers who have settled $2.5 billion+ in loans.

217
Investment Locations
48
High Yield Suburbs
30+
Investor Lenders
16+
Years Experience
SMSF SpecialistsTax-Efficient StructuresCPA NetworkFree Service

Why Trust Ding Financial?

Licensed professionals with proven expertise in Australian home lending

16+
Years Experience
5,000+
Clients Helped
30+
Lender Panel
$2.5 billion+
Settlements

Credit Representative Number 517980 of Global Mutual Funds Pty Ltd ACN 090 555 436 AFSL/Australian Credit Licence 222640

Property investment remains one of Australia's most popular wealth-building strategies, but success requires more than just buying any property. At Ding Financial, our investment property specialists help investors structure loans that optimize cash flow, tax efficiency, and portfolio growth.

Whether you're purchasing your first investment property or expanding an existing portfolio, our property investment specialists understand the unique considerations investors face — from serviceability calculations that recognize rental income to structures that maximize deductible interest.

With CPA Accountants and Registered Tax Agents available through our network, we coordinate lending strategies with your broader tax planning. Our licensed brokers (CR 517980) access prime lending products specifically designed for sophisticated investors.

Investment property specialists since 20081,500+ investment loans settledCPA Accountants in networkSMSF lending expertise30+ lender panel with investor-friendly policies

Investment Property Expertise

Portfolio Structuring

Strategic loan structures that separate investment debt from personal debt, maximizing tax efficiency and protecting your assets.

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Interest-Only Strategies

Access extended interest-only periods that optimize cash flow for negatively geared properties.

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Rental Income Recognition

We work with lenders who appropriately recognize rental income potential, maximizing your borrowing capacity.

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SMSF Property Lending

Specialist lending for Self-Managed Super Fund property purchases with compliant loan structures.

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How We Help You

Our proven three-step process

1

Investment Strategy Review

We understand your investment goals, risk tolerance, and existing portfolio to design an appropriate lending strategy.

2

Structure Optimization

We recommend loan structures that maximize tax efficiency, cash flow, and future borrowing capacity.

3

Execution & Ongoing Support

We manage the lending process and provide ongoing portfolio reviews as your investment strategy evolves.

Key Benefits

Tax-Efficient Structures

Loan structures designed to maximize legitimate tax deductions and minimize non-deductible debt.

Cash Flow Optimization

Interest-only options and offset strategies that improve investment property cash flow.

Portfolio Growth Focus

Structures that preserve borrowing capacity for future property acquisitions.

Expert Network

Access to accountants, tax agents, and property professionals through our referral network.

Frequently Asked Questions

Expert answers to common questions about investment property

Most lenders require 10-20% deposit for investment properties. At 80% LVR (20% deposit), you avoid LMI. Some lenders accept 10% with LMI. For strong applicants, 90% LVR may be possible. Unlike owner-occupied loans, investment properties don't qualify for government guarantee schemes. Our brokers assess which deposit level optimizes your position.

Ready to Grow Your Property Portfolio?

Book a complimentary investment strategy consultation. We'll review your portfolio, assess borrowing capacity, and recommend structures that optimize your investment outcomes.

Credit Representative 517980 | Free Service for Borrowers

Explore Investment Property Opportunities

Analyze rental yields, capital growth potential, and lending options across 217 suburbs.

Investment Property Finance

Investment Property Loans

Build your property portfolio with competitive investment loans. Explore opportunities across Australia.

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