Buy-Out Refinancing Calculator

Calculate your property buy-out refinancing needs with our specialized Australian calculator. Understand equity shares, refinance amounts, and estimated monthly repayments.

Calculate Your Buy-Out

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Your Calculation Results

Enter your property details to see your buy-out calculation

Understanding Buy-Out Refinancing

What is Buy-Out Refinancing?

Buy-out refinancing allows you to refinance your existing mortgage to "buy out" your ex-partner's share of the property. This is commonly used during divorce settlements to transfer sole ownership while releasing your ex-partner's equity.

Key Benefits

  • • Keep your family home
  • • Gain sole ownership
  • • Potentially better interest rates
  • • Stamp duty exemptions available
  • • Clean financial separation

Required Documents

  • • Current property valuation
  • • Existing mortgage statements
  • • Separation/divorce documents
  • • Income verification
  • • Asset and liability statements

Important Considerations

  • • Borrowing capacity assessment
  • • Stamp duty implications
  • • Legal transfer requirements
  • • Timing of settlement
  • • Impact on credit history